Why do I say win-win!
This is because, after having the right kind of medical insurance protection, you’ll gain security and peace of mind, knowing if you should need to pay for expensive medical care one day, then you’ll have the money to do so… without having to sell your assets or suffer financial hardships.
Sure, you may be paying the premiums on a medical policy for ten or twenty years and, if you don’t need any expensive medical care, then you don’t get paid anything from the insurance company. But, the good news is, the security and peace of mind you and your family members get to enjoy during this period… is worth many times the premiums paid, wouldn’t you agree?
Besides, like most people who’ve bought medical (and other kinds of) insurance, you probably hope you won’t ever have to make a claim from the insurance company anyway, right? You bet!
The insurance company also wins by adding the premium dollars you pay to those of thousands of other policyholders, and then using that large amount of money to make profitable investments. And they use their financial muscle to fuel the economy, building skyscrapers and providing countless jobs, and so on.
Although some policyholders think their insurance companies are making too much money from them, others think powerful and wealthy insurance companies enable them sleep better at night, knowing the money will be available to pay their claims should they need to file them.
It doesn’t matter whether you think positively or negatively about insurance companies, you probably agree our society is better off with medical insurance than without, right?
Let’s face it, without medical insurance, millions of people in our country would suffer huge financial hardships if they get into a serious accident or illness.
On the other hand, with medical insurance, for as little as a few ringgit a day, you can protect your family’s future against financial catastrophes. And to make sure you’ll get the necessary medical treatment you need if you (or a loved one) should get into a serious accident or illness.
Listen to what Winston Churchill, the late British Prime Minister, once said about insurance…
“If I had my way, I would write the word insurance over the door of every house, because I’m convinced, for sacrifices that are inconceivably small, families can be secured against catastrophes which otherwise would smash them up forever.”
Through the miracle of health insurance, you have the opportunity to use only a small percentage of your assets, like 2%, to protect the other 98%!
This is wonderful, isn’t it? It sure is!
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